Short-Term and Long-Term Disability
When eligible, your benefits will begin after the waiting period, which is the later of:
- The 30th consecutive day of your being either "totally disabled" or "disabled and working"
- When you have exhausted all of your sick leave
Contact The Standard within 30 days before or after you disability occurs (or as soon as reasonably possible).
- Call 855-758-4773, Monday through Friday, 5 a.m. to 5 p.m. (Pacific Time)
- Have the following information available:
- University of Idaho Plan # 649326
- Your department and last day of active, full-time or regularly scheduled work
- Manager's name and phone number
- Nature of the claim and whether it is work-related
- Your social security number
- Treating physician's name, address and phone number
In addition, please contact:
- Benefit Services at 208-885-3638 or email@example.com to inform them of your last regular day worked and that you have applied for disability benefits.
- Your physician; you will need to authorize them to release medical information to The Standard so The Standard is able to determine your disability claim.
If approved for short-term disability benefits, you will receive a weekly check from The Standard Company. If approved for long-term disability benefits, you will receive a monthly check from The Standard.
FAQs About Short and Long-Term Disability Benefits
Log in to your VandalWeb account and click on myBenefits (under employee tab) and view your benefit elections.
The Standard will begin processing your information to ensure there are no delays in receiving your long-term disability benefits.
No, however you may be eligible for long-term disability benefits (if out for six months or longer). Payments are offset by Workers' Compensation income benefits.
Yes, however, your short-term disability benefit will be reduced by the income you receive from your half-time salary.
Yes, you will be advised how many hours you can use when you are approved for short-term disability benefits.
The Shared Leave program is available for these situations. Please refer to the Shared Leave Policy (FSH 3710, K).
Definition of Disability
When you are unable to work because of a non-work related injury or illness (including pregnancy), you may be eligible for disability benefits. Disability benefits can provide a source of continuing income while you are unable to work. There are two types of disability benefits:
- Short-Term Disability (STD) - provides short-term (up to 22 weeks) income protection if you become disabled from a covered injury or illness.
- Long-Term Disability (LTD) - provides continuing income when you are unable to work for a longer period of time due to an injury or illness.
Disability Retirement: An employee who becomes permanently disabled, including diagnosis of a terminal condition under certain circumstances may be eligible for disability retirement. The retirement program rules govern; employees should contact the retirement program administrator for procedures and information.
Continuation of Health Benefits for Disabled Employees Unable To Work: If employment ends while an employee is disabled, continuation of medical and dental coverage may be available for up to 30 months from the date in which the disability first began (last day worked). Such coverage will be provided through COBRA if the employee meets and continues to meet the eligibility regulations. COBRA coverage is not available when the member has access to any other coverage under a group plan or Medicare. The university will pay the cost of the employee's coverage for the first 30 months of disability. However, the employee must make the arrangements with Benefit Services to pay the cost of coverage that would have otherwise been deducted from pay.
Basic life insurance benefits continue throughout an employee's disability and once qualified by the carrier, can be provided by a waiver of premium. A waiver of premium will keep benefits in force at no cost to the employee even after separation from employment. Employee will coordinate waiver of premium with the provider as a waiver may not occur automatically.
View the Disability At A Glance for coverage information.