Benefit Plan Changes

Here's an overview of the 2019 plan year benefit changes:

• No rate changes to medical plans
• No rate changes to vision plans
• No rate changes to Delta Dental plan
• Slight rate increase for Willamette Dental
• HealthEquity will administer Flexible Spending Accounts and Dependent Care Spending accounts effective January 1, 2019
• The 2-year dental lock is being removed effective January 1, 2019

• Increased PPO Plan Prescription Drug cost-share maximum
  • Employee only plan - $550 increase from $3,225 to $3,775
  • Family plan - $1,000 increase from $6,450 to $7,550

• Expanded medical plan coverage
  • 3D Mammography - covered the same as other preventive care benefits
  • Wig Benefit - New in 2019
    • Covered up to a $300 allowance
    • Must have a diagnosis of alopecia areata
    • Subject to the annual deductible and cost-share
• HSA contribution increase
  • Employee only plan - $50 increase to maximum $3,500 (employee & UI)
  • Family plan - $100 increase to maximum $7,000 (employee & UI)
• Anticipated FSA contribution increase (Not yet approved by the IRS)
  • IRS is considering a $50 increase for 2019 from $2,650 to $2,700
  • myBenefits portal set to allow election of $2,700
  • Automatic reduction if not approved by IRS