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Education doctoral candidate Lorenzo Rene staffs the Dual Credit Program table during Vandal Science Day at the Integrated Research and Innovation Center (IRIC) on Friday, November 7, 2025. As the first graduate of University of Idaho’s Dual Credit Certificate in education, his goal is to teach college credit courses in high school while making sure his students have everything they need to thrive.
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  1. Home/
  2. Extension/
  3. Health and wellbeing /
  4. Personal finance

Personal finance

Personal finance programs offered through University of Idaho Extension are holistic. This means that in addition to teaching essential money management skills like budgeting, saving and credit building, we also help you keep an eye on the big picture of your overall wellbeing. Balancing financial skills with healthy habits, personal values and goals is our specialty.  

Our programs feature innovative approaches based on educational theories and new technologies, and cover topics for youth, young adults, working adults and retirees. We look forward to sharing our expertise with you.

Northwest Youth Financial Education program logo

Northwest Youth Financial Education

This program is designed to increase financial literacy among youth and young adults through fun, interactive games that are easy for teachers and youth leaders to facilitate in their local areas.

Night of the Living Debt only program for youth

Night of the Living Debt

Night of the Living Debt is our featured, award-winning program that has reached thousands of youth and adults. In this game, the financial system has been overtaken by financial zombies. To successfully navigate the game, you must master the skills of perfecting your in-game credit score. With skills that transfer directly over to the real world, this game has proven to be fun, engaging and effective for audiences of all ages. This program can be facilitated in group settings or played individually and comes with tools for instructor support.

Holistic financial wellness

When it comes to financial success, a balance of holistic wellness is the goal since it provides a much stronger foundation for success with money. This collection of bulletins, videos and podcasts explores ways to strengthen your financial health by improving your health in other areas of life.

Video series

Moolahed: Holistic financial wellness series

Meet our people

Luke Erickson

Professor and Extension Specialist

Karen Richel

Extension educator — Financial literacy

Lance Hansen

Extension Educator and County Chair

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