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Family Finance

Classes and Workshops

We offer classroom-style presentations where participants are given valuable, research-based information. We also offer workshops with an additional element of hands-on participation.

View our class and workshop topics below. Call 208-883-2241 for more information, set up a group presentation or request a private confidential appointment with Karen Richel,

Life Skills Classes

Learn ways to balance time, manage stress, feed, move and rest your body. Class is offered as individual classes or a succession of five workshops.

Are you looking for a way to simplify your life? This class challenges you to de-clutter and restore your balance and peace of mind.


Learn the basics of couponing, find new places to get coupons you can use and discover tips, ideas and etiquette for couponing with finesse. You’ll also explore healthy eating ideas and resources.

Finance Classes

This interactive scavenger hunt helps you learn about important financial topics that can help you live a more successful fiscal life. Explore goal setting, tracking expenses, budgeting, debt management, insurance, credit, bankruptcy and more to get the answers to all of your burning questions about money.

Learn the basics of credit and how to make it work for you, not against you. With new regulations on consumer credit, this is a great opportunity to learn how new laws will affect your credit and financial future.

Guaranteed to save you money. Did you know that your credit score is no longer used only by lenders? Many other industries are also using credit scores to “judge” your level of responsibility and to determine acceptance and rates. These industries include insurance companies, landlords, private school admissions, utility companies, elective medical service providers and even employers. We will learn about positive financial behaviors and low-cost strategies for establishing and building a credit score that can save you thousands. The difference between a score of 808 and 638 can cost you about $1,000 a month. Learn how to improve your score.

Learn how to avoid identity theft and restore your financial life if you become a victim.

If someone died in your family, how would you divide their assets without dividing your family? Learn proven communication techniques on how to approach this subject with family members.

In this two-hour hands-on workshop, learn about the importance of organizing your financial paperwork, what you need to save, where you need to save it and how long you should keep it around.


Front Pocket Handouts

Notebook Set Up

Other Important Documents

Preparing for... Life

Section Handouts

Learn how to recognize the signs of predatory lending and avoid predatory lending situations.

The often intimidating task of selecting health insurance coverage receives assistance in this workshop as the selection process is explained, outlining differences in plans and highlighting the factors that may influence decisions. Smart Choice does not advocate for any specific plan or source. Smart Choice teaches consumers so they can make their own informed choice.

Our world is constantly changing… by the minute. Our levels of stress are growing larger with each passing day. Throw in a challenging life speed bump called homeschooling while working at home, bills screaming your name, businesses closing with your job along with them and now you’re in “stress overload.” You can’t possibly take one more thing so what can you do? In this hour workshop, we will talk about the symptoms and sources of stress, the importance of controlling your stress, some effective coping strategies for those stress events you can’t control now and ways to lower your financial stress… one of the biggest stressors out there.

There is so much information swirling around about what to do, where to go, where not to go but is anyone really telling you what you need to do when your income suddenly drops unexpectedly? This workshop will help you with the steps you need to take to help prioritize your current expenses, stabilize your financial situation and find the resources that can help you through this time. In addition, we will talk about how to protect your future financial self to make sure that an income drop is not financially debilitating.

A fan favorite… in this short version of our live two-hour class, Angie Holick from SHIBA gives you the basics of Medicare… what it is, when to file, how to file, who to call for help. If you missed our live class, this one will definitely get you started in the right direction.

Rusty Schatz from DA Davidson shares what our current state means to people now, what we can hope for in the future (market history, risk and volatility), what we can do now, how to plan for the future and how to adjust for pending retirement (in the next year or so). It is a great presentation. If you are feeling nervous about the current situation, watch this video and Rusty will make you feel better.

Retirement: What Next?Video (1:09:30)

One of the largest threats to a successful and comfortable retirement is the financial burden of long-term care. With an aging baby boomer population, the demand for care is growing rapidly. That demand is pushing the already high costs of home health, assisted living and nursing home care to levels few households can afford. The cost of care has nearly doubled in the past ten years and is expected to continue to increase even more. Long-term care will eventually affect over 50% of all households in America. Do not overlook this looming threat to your financial security. Prepare yourself now instead of in the future. This two hour workshop will help you with these planning decisions.

How to Keep Your Assets Out of the Nursing HomeVideo

Since the challenges of 2020, many people are financially stuck. In this workshop, we talk about how to get back on track, how to regain focus through stress management and positive practices, and how to find joy. Basically, we will hit “reset” and start focusing on the present and the future.

How to Shake Financial NumbnessVideo

Interactive Simulations

Simulations are events that require volunteers and larger spaces and are highly interactive. Learning is discovered through participation.

Contact Karen Richel at or 208-883-2241 for availability and schedules.

This simulation is designed to teach youth how much real life costs. Participants are given an example job and monthly salary to learn how to budget and spend according to their means.

Learn basic financial skills while exploring how education, career and relationship decisions can help or hinder your future.

This simulation is designed to teach children (ages eight to 13-years-old) the dangers of credit and how to use it wisely.

Send your students on a credit card spending spree and let them experience first-hand how much credit costs.

This reality game demonstrates how different social classes interact with each other, even when money isn’t a factor. This is a great learning experience and completely shocking.

Learn what you can do to help end poverty.

Explore career opportunities and make lifestyle and spending choices. Adaptable for use in a three-hour activity or in multiple classroom sessions.

Our Financial Conference

Friday, April 9 | 9 a.m. to noon (Pacific Time) | via Zoom

Register today

Don't Corona My Cash

View the 2020 recordings

UI Extension offered eight classes designed to help Idaho residents deal with financial issues brought on due to the COVID-19 pandemic.

Visit site


University of Idaho Extension, Latah County

Physical Address:
Suite 201
200 S. Almon Street
Moscow, ID 83843

Phone: 208-883-2267

Fax: 208-882-8505



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