The University of Idaho requires all full-time, fee-paying, degree-seeking undergraduate students enrolled in 12 or more credits and graduate/Law students enrolled in 9 or more credits to submit proof of health insurance as a condition of enrollment. Students subject to the requirement may choose to rely on personal health insurance or enroll in U of I's Student Health Insurance Program (SHIP). Personal health insurance must meet the minimum requirements or substantial compliance standards to qualify.

International students enrolled in 1 or more credits are automatically enrolled into the University of Idaho Student Health Insurance Program (SHIP) unless their sponsoring government provides health insurance as part of their educational program.