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Student Insurance

The University of Idaho requires all full-time, fee-paying, degree-seeking undergraduate students enrolled in 12 or more credits; graduate/Law students enrolled in 9 or more credits to submit proof of health insurance as a condition of enrollment.   Students subject to the requirement may choose to rely on personal health insurance or enroll in U of I's Student Health Insurance Program (SHIP).

International students enrolled in 1 or more credits must have a policy provided by their sponsoring government or enroll in the University of Idaho Student Health Insurance Program (SHIP).

Health insurance must meet the minimum requirements or substantial compliance standards to qualify.

Students who are discovered to be uninsured or have insurance that does not meet the minimum requirements will be enrolled in the U of I's Student Health Insurance Program and a semester charge will be placed on the student's account. The Student Accounts Office coordinates charges and billing for student accounts subject to the University of Idaho financial terms and conditions. Additional information can be found at Student Accounts.

Minimum Requirements

  1. Effective on or before the first day of the semester student is enrolling in.
  2. Active and continuous for the entire semester with no break in coverage.
  3. Include coverage for illness and injury (accident only plans do not qualify).
  4. Include coverage for emergency and non-emergency services in the Moscow/Pullman area; OR area of program.
  5. Include coverage for mental health and prescription services.
  6. Cover injury while participating in intramural, club, or NCAA intercollegiate sports programs (if participating).
  7. International students must be covered by a policy provided by their sponsoring government.

Substantial Compliance Standards

  1. Effective on the first day of the calendar month following the first day of the semester.
  2. Effective on or before the first day of the calendar month following an involuntary loss of previous coverage.
  3. Gaps in coverage of no more than 7 days.
  4. Access to COBRA coverage for gaps longer than 7 days.
  5. Approved appeal through the Student Insurance and Business Office.

Coronavirus Disease 2019 (COVID-19)

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Insurance Verification Process

All personal insurance information will be verified for compliance. Review the requirements.

Learn More

Submit Insurance Information

Personal insurance information must be submitted online before the first day of the semester. To submit information:

  1. Log in to VandalWeb using your NetID and password
  2. Click on “Students Menu”
  3. Click on "Student Health Insurance Menu"
  4. Click on “Health Insurance Information Form”
  5. Select "Upcoming Term"
  6. Provide requested insurance information
  7. Submit

NOTE:  Government sponsored international students cannot complete the form online.  They must submit a completed, signed hard copy of the printable Health Insurance Information Form (below) AND a copy of both sides of their health insurance card to the Student Insurance and Business Office by the deadline. 

Printable Health Insurance Information Form

Students who register for classes after the semester begins, government sponsored international students, and students who did not submit a Health Insurance Information Form online before the first day of classes (late fees will apply) may print and submit a Health Insurance Information Form.

Download 2019 - 2020 Health Insurance Information Form (PDF) »

Completed forms can be sent to health@uidaho.edu from your official Vandal email account, faxed to 208-885-1002 or dropped off in the Student Health Building Room 129.

Update Insurance Information

Students who submitted a Health Insurance Information Form and have a change in policy after the semester begins may update their information online after the semester begins.

  To submit information:

  1. Log in to VandalWeb using your NetID and password
  2. Click on “Students Menu”
  3. Click on "Student Health Insurance Menu"
  4. Click on “Update Health Insurance Information Form”
  5. Select term from the drop-down list (only available after semester begins)
  6. Complete form
  7. Submit

What if I don't have personal insurance?

U of I offers the Student Health Insurance Program (SHIP) to students not covered by personal insurance. Learn more »

Questions?

Email the Student Insurance and Business Office.

Contact Us

Physical Address:
831 Ash Street, room 129, at the corner of University Ave. and Ash St.

Mailing Address:
875 Perimeter Drive MS 4203
Moscow, ID 83844

Phone: 208-885-2210

Fax: 208-885-1002

Email: health@uidaho.edu

Web: Student Health Services

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