The University of Idaho offers two PPO Medical plans for its eligible Faculty and Staff, both administered by Blue Cross of Idaho. Choose between the Standard PPO or the High-Deductible Health Plan (HDHP) with a Health Savings Account (HSA). Both plans pay 100% for eligible, in-network preventive care services. CVS Caremark administers prescription drug benefits and provides mail-order services. Please see the link above for the side-by-side comparison of the two plans.
In addition, preventative/wellness services are covered at 100% with your Blue Cross of Idaho medical insurance.
View the list of covered preventative/wellness services
This is a traditional PPO plan. Visit any provider you wish; pay less when you visit an in-network provider.
For doctor’s office visits, you pay a copayment. For all other covered services, you must first satisfy the deductible and then pay coinsurance until you satisfy the out-of-pocket maximum.
The HDHP is an “Open Access” PPO plan. See any provider you choose, either in- or out-of-network. However, receive discounted rates and pay less when you visit in-network providers. In the HDHP, you pay 100% of covered health care expenses until you satisfy the annual deductible. Then you pay coinsurance for covered services until you satisfy the out-of-pocket maximum.
Prescription medications listed on the Approved Preventative Therapy Drug List are covered at 100%; no co-pay or deductible. Log into your CVSCarmark account to view the list. The list is subject to change, a prior authorization may be required and some strengths or dosage forms may not be included.
HDHP participants may also participate in an HSA. An HSA is an individual account you own that allows you and the University to contribute pre-tax dollars to pay for qualified, out-of-pocket medical expenses now or later – even in retirement.
Find a Blue Cross Provider
Find a Pharmacy
Blue Cross of Idaho
(866) 685-2258/ 1-888-993-7120 (24 hour Nurse hotline)
How Much Do the Health Plans Cost?
*Contributions are not pro-rated at any time