The University of Idaho offers two PPO Medical plans for its eligible Faculty and Staff, both administered by Blue Cross of Idaho. Choose between the Standard PPO or the High-Deductible Health Plan (HDHP) with a Health Savings Account (HSA). Both plans pay 100% for eligible, in-network preventive care services. CVS Caremark administers prescription drug benefits and provides mail-order services. Please see the link above for the side-by-side comparison of the two plans.
In addition, preventative/wellness services are covered at 100% with your Blue Cross of Idaho medical insurance.
View the list of covered preventative/wellness services
This is a traditional PPO plan. Visit any provider you wish; pay less when you visit an in-network provider.
For doctor’s office visits, you pay a copayment. For all other covered services, you must first satisfy the deductible and then pay coinsurance until you satisfy the out-of-pocket maximum.
The HDHP is an “Open Access” PPO plan. See any provider you choose, either in- or out-of-network. However, receive discounted rates and pay less when you visit in-network providers. In the HDHP, you pay 100% of covered health care expenses until you satisfy the annual deductible. Then you pay coinsurance for covered services until you satisfy the out-of-pocket maximum.
HDHP participants may also participate in an HSA. An HSA is an individual account you own that allows you and the University to contribute pre-tax dollars to pay for qualified, out-of-pocket medical expenses now or later – even in retirement.
Find a Blue Cross Provider
Find a Pharmacy
Blue Cross of Idaho
(866) 685-2258/ 1-888-993-7120 (24 hour Nurse hotline)
How Much Do the Health Plans Cost?
*Contributions are not pro-rated at any time