Benefit Rate Changes
In 2010 the University embarked on a project to gradually realign coverage groups to ensure what you pay reflects plan costs and that family coverage is affordable and competitive. Based on this effort, contributions will change differently for each coverage tier and plan. Employees who cover dependents may see an increase or decrease in employee contributions, depending on the plan in which they enroll. Employees with single coverage will see contributions increase.
Another factor that contributed to rate changes for 2014 is the Out-of-Pocket Maximum change. Healthcare reform required the University to adjust the OOPM (out-of-pocket max) calculations to include co-pays and to remove annual dollar limits on hormone growth therapies and diabetes self management education materials. This means that all co-pays will now count towards your out-of-pocket maximum and there will no longer be dollar limitations on the items listed above.
Given changes to the plan designs and contributions, we encourage you to review your medical plan choice and ensure it's the right one for you. Please refer to the charts on the Rates At-a-Glance pages or the Annual Enrollment Guide for the 2014 per-pay contributions.