SHIP Waiver Policies

NOTICE REGARDING SHIP WAIVER REQUESTS

SHIP Waiver acceptance is tentative pending completion of the insurance  waiver audit.  Waiver Policy information is on pages 2 and 3 of the SHIP Brochure and below.

Insurance MUST MEET the requirements below to qualify for a waiver:

1. Be valid health insurance (cost sharing or medical discount programs DO NOT qualify for a waiver).
2. Effective on or before the first day of the semester waiver is requested.
3. Continuous and verifiable for the entire semester (no termination or break).
4. Cover both illness and injury.
5. Have a lifetime maximum of at least $500,000.
6. Cover injury while participating in intramural, club, or NCAA intercollegiate sports programs (if student is participating in such programs).
   
   

If submitted insurance does not meet the requirements above final acceptance of a SHIP waiver will not be granted.  Waiver status notifications are sent to the student’s official Vandal email account.  Student will be enrolled in SHIP for each semester of attendance.  The charge for medical insurance will be placed on the student account.  The Student Financial Aid Office and Student Accounts Office can assist with financial questions and payment arrangements.

Ship Waiver Policy:

The information on this page comes from the 2012-2013 SHIP Brochure. Refer to the brochure for additional information.

The Idaho State Board of Education requires proof of valid health insurance as a condition of enrollment. This policy is mandatory for all Idaho public universities and colleges and applies to all degree-seeking undergraduate and graduate students physically enrolled for classes or completing other required degree work within the state of Idaho.

All degree-seeking students enrolled for four (4) credit hours on the Moscow campus or eight (8) credit hours at the UI centers are required to participate in the University sponsored health insurance program or complete SHIP waiver by the applicable deadline.

To qualify for a waiver the student must be continuously covered under a comparable and verifiable health insurance plan for the entire semester (no termination or break). See the chart on page 3 for coverage dates and waiver deadlines. No waivers will occur after the first 30 calendar days of class during any semester unless approved through the Late Waiver Policy available at www.health.uidaho.edu/SHIP.

Students are AUTOMATICALLY billed for the SHIP on their tuition bill if they have not submitted a waiver request (under the heading of “Medical Insurance”). For those students who have outside coverage, it is their responsibility to complete a “waiver form” by the deadline listed in order to have the insurance charge removed from their tuition bill. You may change your selection at any time PRIOR to the applicable deadline date.

To improve the waiver process, the University has developed an easy waiver submission process for U.S. citizens over 18 years of age by going to www.health.uidaho.edu/SHIP. Once submitted, your waiver form will be verified for accuracy and audited to determine if it is approved as meeting the University waiver standards. Students under 18 years of age should print the waiver form from www.health.uidaho.edu/SHIP, complete, sign and submit it to the SHIP Office by the applicable deadline. Non-U.S. Citizens, see the “International Students” sections of this brochure on page 3 and 5.

Health Insurance waivers are only valid for one academic year. Continuing students are required to complete a new waiver ANNUALLY prior to each Fall semester. Students with a break in their academic enrollment are required to complete a new waiver when they re-enroll and every Fall semester thereafter.

Domestic and International Undergraduate and Graduate Students

PERIOD	BEGINNING	THROUGH	WAIVER DEADLINE
Fall	08/20/2012	01/08/2013	09/08/2012
Spring/Summer	01/09/2013	08/25/2013	02/07/2013
Summer (New Students Only)	05/13/2013	08/25/2013	10 working days after class registration

International Students
International and American Language and Culture Program (ALCP) studentsand their dependents must contact the International Programs Office (IPO) to complete a separate waiver process when they enroll for classes. To obtain this waiver form, please visit the IPO at 901 Paradise Creek Street, LLC Building #3, Ground Floor, or the IPO Web site at: http://www.uidaho.
edu/international/issfs/f1status.

If the student has chosen to purchase another insurance plan that meets all requirements, the insurance must be in effect and approved BEFORE classes begin for the semester/session and must remain in effect with no policy
lapses for every day the student remains in the U.S. as a UI student, including during summer break. If the student fails to maintain the comparable insurance, they will be required to purchase SHIP with possible penalty fees.

Audits of Student Waivers
The University of Idaho will conduct audits of student health insurance waivers to verify the existence of adequate personal health insurance coverage. Students who are discovered to be uninsured or to have insurance that does not meet the minimum requirements will be enrolled in SHIP for the semester of audit to comply with the SBOE policy requiring valid health insurance as a condition of enrollment.