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Other Core Benefits

In addition to the medical, dental and vision coverage, the university provides employees with a base plan of Life Insurance and short-term and long-term disability. Employees can also choose to purchase supplemental plans for additional security and comfort.

Life and AD&D Insurance

View the life insurance and AD&D details

The university provides basic life insurance coverage equal to one times your pay administered through The Standard Insurance Company. Additional life insurance benefits are available for you, your spouse and eligible dependent children, not to exceed the combined amount of your basic and optional life insurance election.

Tobacco Usage Affects Life Insurance Costs

  • Optional and spouse life insurance rates are based on tobacco usage.
  • If you or your spouse are tobacco users, but you complete a tobacco cessation class, lower life insurance rates will be charged beginning in the next plan year.
  • If you need to change your tobacco user status, please email the Benefits Department.

How to Submit Evidence of Insurability (EOI)

  • Complete the life insurance health evidence questionnaire. A link to it will be provided to you upon your election, if its required.
  • Coverage and payroll deductions will begin after EOI is approved by The Standard Insurance Company.
  • Prior coverage election will be in effect while your EOI is under review.
  • EOI approval can take up to six months.

University of Idaho plan number: 649326 (may be needed when completing form)

Plan Documents

Life Insurance Policy Information
AD&D Policy Information

Contact Information:

The Standard Life Insurance Company
(800) 628-8600

(National Conference of Public Employees Retirement Systems)

Please note: Employees who elect this optional insurance MUST be enrolled in the PERSI retirement plan.

  • Life and accident insurance combination that decreases in value as the employee ages.
  • Coverage available for spouses and dependent children.
  • Employees can enroll within 90 days of date your employment began or during an open enrollment period. 
  • For more information, please download the NCPERS packet

Contact Information: 

HealthSmart Benefit Solutions, Inc
(800) 525-8056

Physical Address:
415 West 6th Street
Moscow, ID 83844-4332 

Mailing Address:
875 Perimeter Drive MS 4332
Moscow, ID 83844-4332 

Phone: (208) 885-3697

Fax: (208) 885-3330