Verification Process
The personal health insurance information provided by students is forwarded to an auditor each semester for verification of compliance with University of Idaho Health Insurance Requirement.
Students who are discovered to be uninsured or have insurance that does not meet the minimum requirements through the verification process will be enrolled in U of I's Student Health Insurance Program (SHIP) and a semester charge will be placed on the student's account. The Student Accounts Office coordinates charges and billing for student accounts subject to University of Idaho financial terms and conditions. Additional information can be found at Student Accounts.
Insurance Verification Failure
Verification failure may be for one or more of the following reasons:
- Policy was not effective on or before the first day of the semester OR on or before the first day of the calendar month following the first day of the semester.
- Policy is no longer in effect (coverage terminated).
- Coverage does not include benefits for emergency AND non-emergency services in the Moscow/Pullman area; OR area of program.
- Coverage does not include benefits for mental health AND prescription services.
- Auditor was unable to verify coverage due to incorrect or missing policy information.
- Coverage does not include benefits for injuries while participating in intramural, club or NCAA intercollegiate sports programs (if participating).
If you received a notification of SHIP enrollment due to a verification failure:
- You must provide updated policy information or proof of coverage meeting the minimum requirements to cancel SHIP enrollment.
- The online Health Insurance Information Form in VandalWeb is not available after SHIP enrollment due to a verification failure. Download the printable Health Insurance Information Form here.
- A Health Insurance Information Form with updated policy information must be completed within 10 days to request a re-audit for the current semester. You may also attach documentation of coverage from the insurer confirming coverage is active and meets the minimum requirements.
- Forms and documents can be sent to health@uidaho.edu from the student's official Vandal email address, faxed to 208-885-1002 or dropped off at the Student Health Building Room 129. Please include your full name and Vandal number in your email or fax.
- SHIP cancellation and a credit for medical insurance to the student account will be processed IF the new policy passes a re-audit or documentation of coverage meeting the minimum requirements is provided.
To request a copy of the audit notes for your insurance record send an email to health@uidaho.edu. The email must be sent from your official Vandal email account and include your full, legal name and Vandal number.
Please note that audit details will not be given verbally to anyone other than the student. A written request is required for a copy of the auditor's notes.