Financial Terms and Conditions of Your Registration

By enrolling in any course(s) at the University of Idaho (UI), whether done using VandalWeb online or by submitting a registration request to an academic department or the Registrar’s Office, you are agreeing to the following financial terms and conditions, in addition to agreeing to abide by all UI policies and procedures:

Financial Responsibility
You agree to pay all applicable UI tuition, fees, room, board, and any other charges on your student account by the due date, regardless of your expected reliance on third-party resources that may include, but are not limited to, financial aid, employer reimbursement, outside scholarships, government assistance or other external resources.

Student Account and Bankruptcy
You agree that your student account and all charges added to it are considered educational loan debt pursuant to 11 U.S.C. 523(a)(8).  Educational loan debt is not dischargeable in bankruptcy except when the court makes a specific finding of undue hardship.

Withdrawal Policy
You understand that failure to attend classes and failure to pay the applicable tuition and fees does not constitute a withdrawal.  If you wish to withdraw from the semester, you should consult the following website: http://www.uidaho.edu/registrar/registration/withdraw or contact the Office of the Registrar.  You remain fully liable for all tuition and fee charges that remain on your student account after the applicable refund deadline passes.  Please see http://www.uidaho.edu/controller/studentaccounts/fee-and-tuition-refunds for additional information about the tuition and fee refund schedule.

Repayment of Financial Aid
You understand that you are responsible for repayment of Financial Aid monies if you withdraw or fail to attend classes or participate in distance learning courses.  The amount to be repaid will be reflected in your student account and shall be all of the Financial Aid disbursed, or a portion, as determined by the institution in accordance with applicable laws.

Collections Costs and Credit Reporting
You understand and agree that after internal collection efforts have failed to bring your account to a paid-in-full status, that UI may place your past due student account debt with a third-party collection agency.  If your student account debt is placed with a collection agency, you understand and agree to pay (i) the collection agency fees, which may not exceed 40% of Perkins Loan debt, or 33% of any other debt, (ii) attorneys’ fees, and (iii) all costs and other expenses incurred as part of any collection efforts.

You also understand that once your student account debt is placed with a collection agency, your debt will be reported to the appropriate consumer reporting agencies or other agencies in accordance with the Fair Credit Reporting Act, 11 U.S.C. 1681.

Collections Communications
You authorize UI and its respective agents and contractors to (i) contact you regarding your student account debt at the current or any future number that you provide for your cellular or other personal phone or other wireless device; (ii) utilize automated dialing equipment or artificial or pre-recorded voice or text messages when contacting you; and (iii) contact you through current or future email addresses you provide.

Current Contact Information and Obligation to Check for UI Communications
You understand and agree that you are responsible for checking your official email account (*@vandals.uidaho.edu or *@uidaho.edu) regularly to ensure timely receipt of all UI communications.  All UI communications will be sent via email.  Additionally, you should ensure that UI has your current postal address should any communications also be sent via postal mail.

Changes to Financial Registration Terms and Conditions
UI reserves the right to change the financial terms and conditions of your registration at any time.  Therefore, you should periodically review these terms and conditions.