Active employees share in the cost of health benefits based on their status as a full, three-quarter or half-time employee. Full-time employees pay the smallest percentage share of these costs. Participation in the program assures employees that their share of cost for health benefits will not increase as a result of a reduced appointment. For example, if an employee holds a full-time appointment before entering the PRP, the employee will pay the full-time rate for the duration of their participation in the program without respect to a change in appointment.
Likewise, an employee holding a three-quarter time appointment prior to entering the PRP will pay the health benefits rate for the full duration of participation in the program.
This does not guarantee that the rates for coverage will not change. If rates change for University of Idaho employees, the rates will change for PRP participants. Benefit levels and other features of the benefit plans are also subject to change. Life and Optional Accidental Death and Dismemberment coverage will be based on the life insurance salary that is in effect on the day prior to entry into the program and will continue at this level through the end of the calendar year in which the employee began the PRP. Your Life and Optional Accidental Death and Dismemberment coverage is based on your salary on January 1st of each plan year. (subject to standard age reduction rules of the program that would have applied regardless of PRP participation).
Short and long term disability benefit levels will decrease consistent with a change in salary. For example, if a full-time salary of $50,000 is reduced to half-time, the new salary is $25,000. If the 60% long-term disability benefit has been elected and is payable, then 60% of the $25,000 basis will be used in determining your benefit.